Articles in Basics


Picking The Proper 1040 Tax Return Form

By Kay Bell for Most people hate filling out tax forms almost as much as they hate forking over dough to Uncle Sam. That's why you should use the simplest tax return form you... Read >>

Money Morning

Five Questions Wall Street Hopes You'll Never Ask

Last week I heard from long time Total Wealth reader Ms. Florence D. A sharp 87 years young, she's facing a situation that's all too common for many investors who were seduced by Wall Street 's... Read >>

Joe Young

Basics Of Responsible Credit Card Ownership

While credit cards certainly carry a degree of risk and can be deceptively complicated, they should not be written off in all instances. Particularly for young adults, closely-monitored credit... Read >>


6 Ways For Retirees To Travel On A Limited Budget

By Marilyn Bowden for The dream of spending your golden years traveling doesn't have to be shelved because of a limited budget in retirement. A variety of employers, from the... Read >>

Money Morning

Short Selling in 2015: Three Companies to Target

We may still be in a bull market, but the ground is becoming more fertile for short selling . You see, the bull market is aging. It will be closing in on its sixth birthday in March. And at... Read >>


Jean Chatzky: 5 Money Moves in 2015

By Jean Chatzky for It's a new year, a fresh start. And while there's a good chance you didn't get to everything on your financial to-do list last year -- those months... Read >>

Money Morning

The Truth About This "Meltdown" Indicator

We talk about why you should always be in the stock market (and NOT for the same reasons Wall Street wants you in, either). That's because being in the markets allows you tap into the inevitable... Read >>

When Does it Makes Sense to Bundle Insurance?

The short answer to that question: Almost always. Most insurance providers offer more than one type of insurance. Many of them offer home, auto, boat and many other types, including life... Read >>

5 Life Changes that Require a Policy Review

Some life changes, you plan – others just happen. Big changes often affect your homeowners insurance policy, so it’s wise to speak with your insurance agent when these five life changes knock on... Read >>

What Happens After You File a Claim?

You've heard the nightmare scenario: Customers file their first home or auto insurance claim and accordingly have to pay much higher rates or they see their insurance cancelled. While that... Read >>

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