Articles by Snider Advisors

Five Healthcare Questions You Must Answer Before You Retire

In 2009, roughly 1.5 million Americans filed for bankruptcy. Most of them were middle-class, well-educated homeowners, just like you. Do you know what caused most of those bankruptcies? It... Read >>

What to do with your 401(k) or 403(b) if you leave your job

A few years back, my husband and I were on our way to the airport. We were flying to Phoenix for my grandmother's 85th-birthday celebration. We had the radio on in the car, listening to an... Read >>

Protect against inflation or preserve capital?

A man is lying in his hospital bed, surrounded by friends and family, reflecting on his recent near death experience. "I always thought it'd be the ulcer that killed me. I did everything... Read >>

The Role of Luck in a Financially Secure Retirement

A new type of mutual fund was introduced in late 2007, by the fund industry, called managed-payout funds. The goal of these funds is to give retirees a steady stream of income. At the time,... Read >>

For better or for worse...when life changes

Think back on the seminal events in your life. How many would you say were fortunate? How many unfortunate? Financial planners have a term for those changes. We call them transition events.... Read >>

Should I pay off my mortgage?

The conventional wisdom used to be: Pay off your mortgage as soon as you can. Retire with a paid for home. Some personal finance writers still believe that. I used to believe it too, but not... Read >>

Step #5-Retirement Preparedness Checklist: Create Enough Cash Flow to Cover Retirement Expenses

Think about this. Most companies don't go bankrupt because they are not profitable. They don't go bankrupt because the value of their assets has declined. They go bankrupt because they do... Read >>

Options Versus Traditional Solutions for Cash Flow in Retirement

Cash flow becomes a hot topic for investors as they begin to focus on preparing their portfolio for retirement. When investors begin to evaluate traditional cash flow investments, they are likely... Read >>

Step #4—Retirement Preparedness Checklist: Put Away 12 Months of Expenses in an Emergency Fund

Harold Wilson, former British Prime Minister joked, "I am an optimist, but I'm an optimist who carries a raincoat." You probably already have some cash stored away for the inevitable... Read >>

Step #3—Retirement Preparedness Checklist: Get Rid of All Bad Debt

During his economics class at Clark Atlanta University, the scholar and educator, W. E. B. DuBois, was asked by an inquisitive student for the quickest and surest way to prosperity. "What... Read >>

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