Articles by Financial Planning Association
Mind Your Own Business: Planning Tips for a Smooth Start-Up
11/28/2011, 2:00 am from Financial Planning Association in Personal Finance, Small Business
It started with a great idea: a product or service on which
you're convinced a successful entrepreneurial venture can be
built. Now comes the tough part - actually planning and launching
... Read >>
Top 5 Reasons Why Women Face More Risk in Retirement
11/16/2011, 2:00 am from Financial Planning Association in Personal Finance, Retirement
It's apparent that Americans, both women and men, have not
saved enough money for retirement. Studies have increasingly
indicated that many baby boomers have no financial plan in place
... Read >>
Should I Take My Pension in a Lump Sum or a Monthly Income?
11/9/2011, 2:00 am from Financial Planning Association in Personal Finance, Retirement
As you approach retirement, one important decision you may be
faced with is whether to take your company sponsored retirement
plan in a single lump sum distribution or as a traditional
... Read >>
Secrets to Maintaining a Healthy Credit Score
11/3/2011, 2:00 am from Financial Planning Association in Personal Finance, Credit and Debt
There are all kinds of ways to measure health. But beyond
cholesterol count, blood pressure and body mass index, do not
discount the importance of credit score to your overall financial
... Read >>
Planning on Buying a Home: Tips on Increasing Your Credit (FICO) Score
10/26/2011, 2:00 am from Financial Planning Association in Personal Finance, Real Estate
For those who are considering taking advantage of low interest
rates, your Fair Isaac Corporation (FICO) score will determine
whether you'll be able to obtain a home loan and the... Read >>
Tips for Transferring Wealth to the Next Generation: “The Annual Gift Tax Exclusion”
10/19/2011, 2:00 am from Financial Planning Association in Personal Finance, Taxes
Many individuals identify transferring wealth to the next
generation as a primary estate planning goal.
One of the simplest ways to achieve this goal is by utilizing a
... Read >>
Whole Life and Term Insurance
10/12/2011, 2:00 am from Financial Planning Association in Personal Finance, Insurance
Should I purchase whole life or term insurance? This is
perhaps the most frequently debated question when it comes to
life insurance. If you do some homework, you will uncover
articles... Read >>
When Life Hands You Lemons…Tax Loss Harvest!
10/5/2011, 2:00 am from Financial Planning Association in Personal Finance, Taxes
Tax loss harvesting (TLH) is the act of selling securities
(generally stocks or mutual funds) when they are down in order to
realize the loss for tax purposes.
For example,... Read >>
Company Sponsored Retirement Plans: Mistakes to Avoid & Solutions for Success
9/28/2011, 2:00 am from Financial Planning Association in Personal Finance, Retirement
A company sponsored retirement plan is one of the best
benefits your employer can offer you; but in order to realize the
greatest success with this benefit, you need to play an active
... Read >>
What You Need to Know About Flood Insurance
9/21/2011, 2:00 am from Financial Planning Association in Personal Finance, Insurance
I live in an area that was hit hard by Hurricane Irene.
Although I lost power for a few days, that was nothing compared
to the devastation experienced by others in my neighborhood due
... Read >>