Articles by Financial Planning Association
Roth Conversions in 2011
4/21/2011, 2:00 am from Financial Planning Association in Personal Finance, Retirement
Since the beginning of 2010, anyone can convert a traditional
Individual Retirement Account (IRA) to a Roth IRA regardless of
income. However, the ability to spread the taxes over a... Read >>
4 Ways to Use Your Tax Refund
4/13/2011, 2:00 am from Financial Planning Association in Personal Finance, Taxes
Visions of excess dance in your head as you await the arrival
of a tax refund check from the Internal Revenue Service (IRS).
This is "found money," so you might as well spend it... Read >>
7 Signs It's Time to Retire
4/6/2011, 2:00 am from Financial Planning Association in Personal Finance, Retirement
Deciding when to retire is not always easy. Many people simply
base the decision on their birthday, but there are a whole host
of other factors that should weigh into your thinking as... Read >>
A Credit Check-up
3/30/2011, 2:00 am from Financial Planning Association in Personal Finance, Credit and Debt
Many Americans want to obtain and maintain good credit, but
may struggle with past mistakes that may have affected their
credit score. Still others may have been a victim of identity
... Read >>
6 Tips on Refinancing Your Mortgage
3/23/2011, 2:00 am from Financial Planning Association in Personal Finance, Real Estate
The recent uncertainty generated by the Japanese earthquake,
tsunami, and nuclear power disasters has caused U.S. interest
rates to plummet in the last week. Freddie Mac said that the
... Read >>
How to Select an Insurance Broker
3/16/2011, 2:00 am from Financial Planning Association in Personal Finance, Insurance
Risk management and insurance planning are important parts of
the financial planning process. Securing the right insurance
begins with selecting the right insurance adviser. This... Read >>
Take Advantage of the Savers Tax Credit
3/14/2011, 2:00 am from Financial Planning Association in Personal Finance, Taxes
If you earn a low- to moderate-income and are working to make
ends meet, saving for retirement may seem like an impossible
goal. An often overlooked tax credit, called the Savers Credit,
... Read >>
The Phases of Retirement
3/2/2011, 2:00 am from Financial Planning Association in Personal Finance, Retirement
For many, the phrase "retirement planning" has become limited to
the planning done in the years leading up to retirement. When you
consider that your retirement could last for 20 to 30... Read >>
How to Pay for College
2/23/2011, 2:00 am from Financial Planning Association in Personal Finance, College
It is no secret that college costs have been increasing faster
than the rate of inflation for several decades. According to
College Board's " Trends in College Pricing 2010 ,"... Read >>
Intra-family Loans Can Help Children Get a Home
2/16/2011, 2:00 am from Financial Planning Association in Personal Finance, Real Estate
A few years ago, just about anyone could obtain a mortgage,
regardless of credit score or income. It had been widely reported
how well (or rather, not well) that turned out. As a reaction... Read >>